Unlock the admin stack that fits
Pick your country, your kind of business and the job you need doing. We rate the tools that run the tedious side of a business in New Zealand, and rank whole stacks for what you care about.
Every score is public, and the arithmetic is on the page.
Eight ratings from 1 to 5, weights you can read, and one piece of arithmetic. Two of the eight change by country, because a tool that can't file your tax isn't a cheap option — it's the wrong one.

Explore the best tools and stacks to run your business
tools
1. Xero
Strongest on local fit, works with the rest and quick to set up
- Starting priceNZ$35/mo (Ignite plan)
2. Zoho Books
Strongest on price to start, price as you grow and quick to set up
- Starting priceFree under US$50K revenue, then the Global edition price
3. FreshBooks
Strongest on quick to set up, easy day to day and works with the rest
- Starting priceUS$23/mo, billed in US dollars (Lite, 5 clients)
4. QuickBooks Online
Strongest on works with the rest, quick to set up and easy day to day
- Starting priceUS$21/mo, billed in US dollars (Global edition)
1. Xero
Strongest on local fit, works with the rest and easy day to day
- Starting priceNZ$35/mo (Ignite plan)
2. Stripe
Strongest on price as you grow, works with the rest and local fit
- Starting price2.65% + NZ$0.30 per payment, no monthly fee
3. PayPal
Strongest on quick to set up, easy day to day and local fit
- Starting price3.40% + NZ$0.45 per payment, no monthly fee
4. FreshBooks
Strongest on easy day to day, quick to set up and works with the rest
- Starting priceUS$23/mo, billed in US dollars (Lite, 5 clients)
5. Zoho Books
Strongest on price to start, price as you grow and quick to set up
- Starting priceFree under US$50K revenue, then the Global edition price
1. Stripe
Strongest on price as you grow, works with the rest and local fit
- Starting price2.65% + NZ$0.30 per payment, no monthly fee
2. PayPal
Strongest on quick to set up, price as you grow and easy day to day
- Starting price3.40% + NZ$0.45 per payment, no monthly fee
1. SignWell
Strongest on price to start, price as you grow and quick to set up
- Starting priceFree for 3 documents a month, then $12/mo ($10/mo on a yearly plan), unlimited documents
2. Docusign
Strongest on easy day to day, price to start and quick to set up
- Starting priceUS$11/mo, billed in US dollars — there is no New Zealand edition
1. Xero and Stripe
Strongest on works with the rest, price as you grow and easy day to day
- XeroNZ$35/mo (Ignite plan)
- Stripe2.65% + NZ$0.30 per payment, no monthly fee
2. Xero and PayPal
Strongest on quick to set up, price as you grow and easy day to day
- XeroNZ$35/mo (Ignite plan)
- PayPal3.40% + NZ$0.45 per payment, no monthly fee
3. FreshBooks and Stripe
Strongest on easy day to day, works with the rest and quick to set up
- FreshBooksUS$23/mo, billed in US dollars (Lite, 5 clients)
- Stripe2.65% + NZ$0.30 per payment, no monthly fee
4. QuickBooks and Stripe
Strongest on works with the rest, quick to set up and price as you grow
- QuickBooks OnlineUS$21/mo, billed in US dollars (Global edition)
- Stripe2.65% + NZ$0.30 per payment, no monthly fee
5. Zoho Books and Stripe
Strongest on price as you grow, quick to set up and works with the rest
- Zoho BooksFree under US$50K revenue, then the Global edition price
- Stripe2.65% + NZ$0.30 per payment, no monthly fee