Xero

Does accounting and invoicing. It tops our “Best all-rounder” ranking for accounting in New Zealand.

Momentum: Rising

Where it ranks

Each category it does, ranked under “Best all-rounder” exactly as on that category's own page.

Accounting: 1stof 4 (1st of 4); Strongest on local fit, works with the rest and quick to set up.
Invoicing: 1stof 6 (1st of 6); Strongest on local fit, works with the rest and easy day to day.

Six of these are the same everywhere. Price to start and Local fit are for this country.

Price to start Deal-breaker: Fair3 out of 5; 5 means cheap or free for a small business today. The deal-breaker for Best on a budget.
Price as you grow Deal-breaker: Fair3 out of 5; 5 means the bill barely moves as you add clients, staff or sales. The deal-breaker for Best as you grow. The entry plan stops at 20 invoices a month, so a busy freelancer moves up a tier before long.
Quick to set up Deal-breaker: Good4 out of 5; 5 means someone who isn’t an expert has it running in an afternoon. The deal-breaker for Easiest to start.
Easy day to day: Good4 out of 5; 5 means routine work is quick and pleasant.
Works with the rest: Excellent5 out of 5; 5 means connects cleanly to your bank and your other tools. Bank feeds and a large app marketplace mean most other tools already talk to it.
Local fit Deal-breaker: Excellent5 out of 5; 5 means handles this country’s tax, currency and bank feeds without workarounds. The deal-breaker for Best all-rounder, Best on a budget, Easiest to start and Best as you grow.
Help when stuck: Fair3 out of 5; 5 means a real person answers quickly.
Easy to leave: Good4 out of 5; 5 means your data exports cleanly and you can switch away.

Starting cost: NZ$35/mo (Ignite plan)Advertised: NZ$35/mo · Flat (predictable) · Checked Sep 18, 2026 · Source
Worth knowing: Every plan tracks and files GST returns.Source
Watch out for: Cheapest plan caps clients or invoices
Introductory price rises after the first months