Stripe

Does invoicing and taking payments. It tops our “Best all-rounder” ranking for taking payments in New Zealand.

Momentum: Rising

Where it ranks

Each category it does, ranked under “Best all-rounder” exactly as on that category's own page.

Invoicing: 2ndof 6 (2nd of 6); Strongest on price as you grow, works with the rest and local fit.
Taking payments: 1stof 2 (1st of 2); Strongest on price as you grow, works with the rest and local fit.

Six of these are the same everywhere. Price to start and Local fit are for this country.

Price to start Deal-breaker: Fair3 out of 5; 5 means cheap or free for a small business today. The deal-breaker for Best on a budget.
Price as you grow Deal-breaker: Excellent5 out of 5; 5 means the bill barely moves as you add clients, staff or sales. The deal-breaker for Best as you grow. No monthly fee at all: the rate is the same whether you bill once a month or fifty times.
Quick to set up Deal-breaker: Fair3 out of 5; 5 means someone who isn’t an expert has it running in an afternoon. The deal-breaker for Easiest to start. Getting paid is quick, but its dashboard is built for developers more than for freelancers.
Easy day to day: Fair3 out of 5; 5 means routine work is quick and pleasant.
Works with the rest: Excellent5 out of 5; 5 means connects cleanly to your bank and your other tools.
Local fit Deal-breaker: Good4 out of 5; 5 means handles this country’s tax, currency and bank feeds without workarounds. The deal-breaker for Best all-rounder, Best on a budget, Easiest to start and Best as you grow.
Help when stuck: Fair3 out of 5; 5 means a real person answers quickly.
Easy to leave: Good4 out of 5; 5 means your data exports cleanly and you can switch away.

Starting cost: 2.65% + NZ$0.30 per payment, no monthly feeAdvertised: 2.65% + NZ$0.30 · Usage-based (can climb) · Checked Sep 18, 2026 · Source
Worth knowing: 2.65% + NZ$0.30 — dearer than the UK or Australia, cheaper than PayPal here.Source
Watch out for: Takes a fee on every payment