Unlock the admin stack that fits
Pick your country, your kind of business and the job you need doing. We rate the tools that run the tedious side of a business in the US, and rank whole stacks for what you care about.
Every score is public, and the arithmetic is on the page.
Eight ratings from 1 to 5, weights you can read, and one piece of arithmetic. Two of the eight change by country, because a tool that can't file your tax isn't a cheap option — it's the wrong one.

Explore the best tools and stacks to run your business
tools
1. Xero
Strongest on works with the rest, local fit and quick to set up
- Starting price$25/mo (Early plan)
2. QuickBooks Online
Strongest on works with the rest, local fit and quick to set up
- Starting price$38/mo (Simple Start)
3. Zoho Books
Strongest on price to start, price as you grow and quick to set up
- Starting priceFree, then $20/mo (Standard)
4. FreshBooks
Strongest on quick to set up, easy day to day and works with the rest
- Starting price$23/mo (Lite, 5 clients)
1. Xero
Strongest on works with the rest, easy day to day and local fit
- Starting price$25/mo (Early plan)
2. Stripe
Strongest on price as you grow, works with the rest and local fit
- Starting price2.9% + 30¢ per payment, no monthly fee
3. FreshBooks
Strongest on easy day to day, quick to set up and works with the rest
- Starting price$23/mo (Lite, 5 clients)
4. PayPal
Strongest on quick to set up, easy day to day and local fit
- Starting price3.49% + $0.49 per payment, no monthly fee
5. QuickBooks Online
Strongest on works with the rest, easy day to day and local fit
- Starting price$38/mo (Simple Start)
1. Stripe
Strongest on price as you grow, works with the rest and local fit
- Starting price2.9% + 30¢ per payment, no monthly fee
2. PayPal
Strongest on quick to set up, price as you grow and easy day to day
- Starting price3.49% + $0.49 per payment, no monthly fee
1. SignWell
Strongest on price to start, price as you grow and quick to set up
- Starting priceFree for 3 documents a month, then $12/mo ($10/mo on a yearly plan), unlimited documents
2. Docusign
Strongest on easy day to day, local fit and price to start
- Starting price$11/mo on a $132 yearly plan (Personal, 5 envelopes a month)
1. QuickBooks and PayPal
Strongest on quick to set up, price as you grow and easy day to day
- QuickBooks Online$38/mo (Simple Start)
- PayPal3.49% + $0.49 per payment, no monthly fee
2. QuickBooks and Stripe
Strongest on works with the rest, quick to set up and price as you grow
- QuickBooks Online$38/mo (Simple Start)
- Stripe2.9% + 30¢ per payment, no monthly fee
3. Xero and Stripe
Strongest on works with the rest, price as you grow and easy day to day
- Xero$25/mo (Early plan)
- Stripe2.9% + 30¢ per payment, no monthly fee
4. FreshBooks and Stripe
Strongest on easy day to day, works with the rest and quick to set up
- FreshBooks$23/mo (Lite, 5 clients)
- Stripe2.9% + 30¢ per payment, no monthly fee
5. Zoho Books and Stripe
Strongest on price as you grow, quick to set up and works with the rest
- Zoho BooksFree, then $20/mo (Standard)
- Stripe2.9% + 30¢ per payment, no monthly fee