The best invoicing app for a small business

Sending invoices and chasing the ones that are late.

Best all-rounder: our pick

  1. Stripe

    1. Stripe

    Strongest on local fit, price as you grow and works with the rest

    • Starting price2.9% + 30¢ per payment, no monthly fee

How all 6 tools rate

Ranked for “Best all-rounder”, each rated 1 to 5. What each rating means

  • 4 out of 5More filled is better
  • Deal-breaker: 2 or less caps the score
Ratings for every tool for a small business, ranked for Best all-rounder
ToolPrice to startPrice as you growQuick to set upEasy day to dayWorks with the restLocal fitDeal-breakerHelp when stuckEasy to leave
1, our pickStripeStripeMomentum: RisingGood4 out of 5Excellent5 out of 5Fair3 out of 5Fair3 out of 5Excellent5 out of 5Excellent5 out of 5Fair3 out of 5Good4 out of 5
2PayPalPayPalMomentum: StableFair3 out of 5Good4 out of 5Excellent5 out of 5Good4 out of 5Good4 out of 5Good4 out of 5Fair3 out of 5Fair3 out of 5
3FreshBooksFreshBooksMomentum: StableFair3 out of 5Weak2 out of 5Excellent5 out of 5Excellent5 out of 5Good4 out of 5Fair3 out of 5Good4 out of 5Fair3 out of 5
4Zoho BooksZoho BooksMomentum: RisingExcellent5 out of 5Excellent5 out of 5Good4 out of 5Fair3 out of 5Fair3 out of 5Fair3 out of 5Fair3 out of 5Good4 out of 5
5QuickBooks OnlineQuickBooks OnlineMomentum: StableFair3 out of 5Fair3 out of 5Good4 out of 5Good4 out of 5Excellent5 out of 5Fair3 out of 5Good4 out of 5Fair3 out of 5
6XeroXeroMomentum: RisingFair3 out of 5Fair3 out of 5Good4 out of 5Good4 out of 5Excellent5 out of 5Fair3 out of 5Fair3 out of 5Good4 out of 5

Best on a budget: our pick

  1. Zoho Books

    1. Zoho Books

    Strongest on price to start, price as you grow and quick to set up

    • Starting priceFree, then $20/mo (Standard)
    • Free plan

How all 6 tools rate

Ranked for “Best on a budget”, each rated 1 to 5. What each rating means

  • 4 out of 5More filled is better
  • Counts more for this lens
  • Deal-breaker: 2 or less caps the score
Ratings for every tool for a small business, ranked for Best on a budget
ToolPrice to startDeal-breakerPrice as you growQuick to set upEasy day to dayWorks with the restLocal fitDeal-breakerHelp when stuckEasy to leave
1, our pickZoho BooksZoho BooksMomentum: RisingExcellent5 out of 5Excellent5 out of 5Good4 out of 5Fair3 out of 5Fair3 out of 5Fair3 out of 5Fair3 out of 5Good4 out of 5
2StripeStripeMomentum: RisingGood4 out of 5Excellent5 out of 5Fair3 out of 5Fair3 out of 5Excellent5 out of 5Excellent5 out of 5Fair3 out of 5Good4 out of 5
3PayPalPayPalMomentum: StableFair3 out of 5Good4 out of 5Excellent5 out of 5Good4 out of 5Good4 out of 5Good4 out of 5Fair3 out of 5Fair3 out of 5
4QuickBooks OnlineQuickBooks OnlineMomentum: StableFair3 out of 5Fair3 out of 5Good4 out of 5Good4 out of 5Excellent5 out of 5Fair3 out of 5Good4 out of 5Fair3 out of 5
5XeroXeroMomentum: RisingFair3 out of 5Fair3 out of 5Good4 out of 5Good4 out of 5Excellent5 out of 5Fair3 out of 5Fair3 out of 5Good4 out of 5
6FreshBooksFreshBooksMomentum: StableFair3 out of 5Weak2 out of 5Excellent5 out of 5Excellent5 out of 5Good4 out of 5Fair3 out of 5Good4 out of 5Fair3 out of 5

Easiest to start: our pick

  1. FreshBooks

    1. FreshBooks

    Strongest on easy day to day, quick to set up and works with the rest

    • Starting price$23/mo (Lite, 5 clients)

How all 6 tools rate

Ranked for “Easiest to start”, each rated 1 to 5. What each rating means

  • 4 out of 5More filled is better
  • Counts more for this lens
  • Deal-breaker: 2 or less caps the score
Ratings for every tool for a small business, ranked for Easiest to start
ToolPrice to startPrice as you growQuick to set upDeal-breakerEasy day to dayWorks with the restLocal fitDeal-breakerHelp when stuckEasy to leave
1, our pickFreshBooksFreshBooksMomentum: StableFair3 out of 5Weak2 out of 5Excellent5 out of 5Excellent5 out of 5Good4 out of 5Fair3 out of 5Good4 out of 5Fair3 out of 5
2PayPalPayPalMomentum: StableFair3 out of 5Good4 out of 5Excellent5 out of 5Good4 out of 5Good4 out of 5Good4 out of 5Fair3 out of 5Fair3 out of 5
3QuickBooks OnlineQuickBooks OnlineMomentum: StableFair3 out of 5Fair3 out of 5Good4 out of 5Good4 out of 5Excellent5 out of 5Fair3 out of 5Good4 out of 5Fair3 out of 5
4XeroXeroMomentum: RisingFair3 out of 5Fair3 out of 5Good4 out of 5Good4 out of 5Excellent5 out of 5Fair3 out of 5Fair3 out of 5Good4 out of 5
5Zoho BooksZoho BooksMomentum: RisingExcellent5 out of 5Excellent5 out of 5Good4 out of 5Fair3 out of 5Fair3 out of 5Fair3 out of 5Fair3 out of 5Good4 out of 5
6StripeStripeMomentum: RisingGood4 out of 5Excellent5 out of 5Fair3 out of 5Fair3 out of 5Excellent5 out of 5Excellent5 out of 5Fair3 out of 5Good4 out of 5

Best as you grow: our pick

  1. Stripe

    1. Stripe

    Strongest on price as you grow, works with the rest and local fit

    • Starting price2.9% + 30¢ per payment, no monthly fee

How all 6 tools rate

Ranked for “Best as you grow”, each rated 1 to 5. What each rating means

  • 4 out of 5More filled is better
  • Counts more for this lens
  • Deal-breaker: 2 or less caps the score
Ratings for every tool for a small business, ranked for Best as you grow
ToolPrice to startPrice as you growDeal-breakerQuick to set upEasy day to dayWorks with the restLocal fitDeal-breakerHelp when stuckEasy to leave
1, our pickStripeStripeMomentum: RisingGood4 out of 5Excellent5 out of 5Fair3 out of 5Fair3 out of 5Excellent5 out of 5Excellent5 out of 5Fair3 out of 5Good4 out of 5
2PayPalPayPalMomentum: StableFair3 out of 5Good4 out of 5Excellent5 out of 5Good4 out of 5Good4 out of 5Good4 out of 5Fair3 out of 5Fair3 out of 5
3XeroXeroMomentum: RisingFair3 out of 5Fair3 out of 5Good4 out of 5Good4 out of 5Excellent5 out of 5Fair3 out of 5Fair3 out of 5Good4 out of 5
4Zoho BooksZoho BooksMomentum: RisingExcellent5 out of 5Excellent5 out of 5Good4 out of 5Fair3 out of 5Fair3 out of 5Fair3 out of 5Fair3 out of 5Good4 out of 5
5QuickBooks OnlineQuickBooks OnlineMomentum: StableFair3 out of 5Fair3 out of 5Good4 out of 5Good4 out of 5Excellent5 out of 5Fair3 out of 5Good4 out of 5Fair3 out of 5
6FreshBooksFreshBooksMomentum: StableFair3 out of 5Weak2 out of 5Excellent5 out of 5Excellent5 out of 5Good4 out of 5Fair3 out of 5Good4 out of 5Fair3 out of 5

FreshBooks can't be our pick here: it rates weak for Price as you grow, a deal-breaker here.

Rated for your kind of business

What matters most changes with the work. These rankings weigh invoicing the same for everyone.